Core Services

Stephen Horn Insurance Services take a risk management approach to tailoring expert solutions to our clients’ needs. We work closely with the client as well as their professional advisors from the legal, accounting, actuarial and consulting, and third party administration fields.

SHIS identifies identifies client needs by making an in depth assessment of insurable exposures while evaluating a specific client’s risk tolerance. Our goal is to present options that make sound business sense and allow our client to make informed decisions by weighing the risks versus the cost of insurance.

Our areas of coverage expertise include:

  • Fiduciary Liability
  • Non Profit Organization Liability
  • Union Liability
  • General Liability
  • Automobile Liability & Physical Damage
  • Cyber Liability
  • Employment Practices Liability
  • Educators’ Liability
  • Excess Liability (“Umbrella”)
  • Pollution Liability
  • Professional Liability
  • Property
  • Inland Marine
  • Workers’ Compensation
  • Crime/Employee Dishonesty Bonding (including ERISA bonds)